Your trusted local Medicare insurance agent.
I am licensed in multiple states and can help you over the Phone and Zoom or local if you are in my area. I make things easy and convenient.
My journey into Medicare began after experiencing firsthand the challenges of finding the right healthcare plan for my mom during her battle with health issues. Losing her in 2023 was a profound moment in my life, and it deepened my commitment to ensuring others have access to plans that truly meet their unique needs.
Medicare isn’t just my specialty—it’s my mission. I’m dedicated to helping individuals like you navigate the complexities of Medicare, so you can feel confident knowing your health and future are secure. I work with nationally and locally recognized companies to find plans that fit your specific needs and budget, and my services are always free to you.
Let me take the stress out of Medicare so you can focus on what matters most. Reach out today to explore your options—and know that you’re in compassionate and capable hands.
Will your plan continue to cover your prescriptions and at what cost?
Will your deductibles be the same?
Will your premiums be affected?
I look forward to helping you
Our mission is to provide peace of mind and help you make the most of your Medicare benefits by providing no cost services to you, while exploring your Medicare options.
A Medicare Advantage Plan (aka Medicare Part C) is simply a Medicare approved private insurance company that manages your Medicare benefits. Part C combines Part A, Part B and many times Part D as well as other additional services a person may require such as hearing, dental, vision, and more. These plans have low to no premiums.
A Medicare Supplement (aka Medigap) insurance, sold by private companies, can help reduce out-of-pocket expenses by paying for certain healthcare costs that Original Medicare doesn't fully cover, like co-payments, coinsurance, and deductibles. These plans require the payment of monthly premiums in addition to Medicare Part B premiums.
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area. Each Medicare prescription drug plan (aka PDP) uses a formulary, which is a list of medications covered by the plan and your costs for each.
About Me
I went into. Medicare in honor of my Mom
She passed away after heart issues that was only Stage 3
After her passing, I learned more about Denials, Expensive Medications and
waiting for referrals.
My mission is to help Seniors choose the RIGHT plan not just the one your neighbor, cousin, friend has.
To help you make the right decision I take a collaborative approach – I ask questions, listen to your answers and only then recommend the type of policies that will fit your particular needs.
I am dedicated to customer satisfaction and helping Medicare beneficiaries acquire quality benefits while maintaining and improving quality of life.
To Schedule an Appointment:
By filling out this form, you are simply giving me permission to review your Medicare plan options with you. This is a no cost, no obligation consultation. I'm here to help!
If You're Still Unsure About Me
Eileen is so knowledgeable! She helped me sign up for Medicare and explained all the best options for me. She even helped me with our trust. She are professional and very kind. I highly recommend HRBC insurance!
Cheryl & Bill, Homeland, CA
I just want to give a HUGE shout out to Nico for his assistance with my husband's Medicare set-up. My husband has a lot of medical issues and is on disability and Nico went above and beyond to get us the best care possible. He provided AWESOME support with the account and doctor selection. Thank you, Thank you, Thank you!
Christine M., Sacramento County, CA
Henry has been able to help my grandmother apply and retain her Medicare for multiple years. We're not insurance savvy, so having a resource like HRBC Insurance to answer our questions and help with the application process is a blessing.
John H., Riverside County, CA